The Model Ships Museum is home to an impressive international collection of submarines, warships, sailing ships, work vessels, and remote control racers.

The Model Ships Museum is a hobby enthusiasts dream. The showpiece of the museum is a 13 foot long cast replica of HMS Hood.

Our online collection will tantalize as it unlocks some of the magic that is the genius of these amazing model builders. Home to many pictures, photographs and descriptions this website delivers many of the benefits of the Model Ships Museum for free.

We are adding more of the museum’s models to our online collection everyday.

Basic Tips for Purchasing Commercial Insurance

As a business owner in Barrie, you should always arm your company with good commercial insurance. It is unwise to go run your company without the financial cushion provided by business coverage because without it, you might end up in bankruptcy shelling out huge amounts of money from unexpected business expenses.

If you are intimidated by the thought of purchasing a Commercial insurance policy, here are some of the most important tips to get you going:


  • Research

While you were in the planning stage of your business, you have probably taken time doing your homework to make your launch a success. This same level of persistence should be applied when you are shopping. Do a good amount of research.  It doesn’t matter if you are a one-man company or a huge team comprising a business. It is a must to protect you properties and finances.

If you absolutely have no clue where to start your research, contact a trade body in Barrie. The people working here will be able to help you with everything you need to know about commercial insurance. On the other hand, if you are confident you can understand all the comings and goings about coverage, you could do your own research.

Start by looking at all the common insurance policies purchased by those in your line of industry. Policies may vary in accordance to your type of business. There might be helpful coverage that you can add to the basic commercial insurance and there might be other coverage you can actually do without. The most important thing you need to remember is to have both property and liability insurance policies. Whatever you should add to them you will be able to determine once you have researched.


  • Assess Your Risks

All commercial insurance companies always gauge your application information with their standard for “normal risks.” The assessment of whether you are a high-risk or low-risk business is done by an underwriter.

A high-risk business often refers to the industries which often get complaints or lawsuits from clients or workers. Often, these businesses have a hard time getting an insurance policy given the cost of financial aid they might ask for in unexpected issues. Therefore, you can take some time to assess your own business and determine your own risks. Although you may be considered a high-risk business but is already an established company, you may be able to still avail commercial insurance. You just have to prove that you have a good track record and show the business history in terms of claims and complaints.


  • Know Your Options

Don’t look at one insurance company. Take the time to look into other insurers so you can find the best deal and policy. The truth is that there isn’t a fixed amount when it comes to insurance premiums. One insurer’s cost varies from another. Therefore, shopping before you make a decision is crucial. Remember, budget is always a huge factor when it comes to expenses so find something that can blend your budget well with your target coverage. Also, avail your commercial insurance policy in Barrie from an agent who is trustworthy and has a good track record financial-wise.

Why Professionals Are Your Best Option

easycover insurance consultantsThere are menial tasks and there are complicated tasks, and whichever ones you need to accomplish, fortunately these days there are literally a good amount and variety of professionals that could work with you to get just about any job done.

From as basic as cleaning to as complex as getting your health in check, there are so many professionals who have a firm hold on most of your needs and get paid a lot of money to do so because of the value of their professions.

Proper Knowledge and Education

Common to all professionals is the opportunity to go to school and get the correct information related to the field of work that they would like to specialize on and based on these specific ideals, they are able to ensure that they provide others with the services that they need based on what they had been able to learn.

This is foremost one of the reasons why a lot of people look into hiring professionals because they are trusted to have enough facts and figures to be able to address any of the concerns that their clients would present to them and based on their education they would create the best resolution through their services.

Room for Error

Along the way when a professional is hired into prestigious companies and places of business, they are also provided with the opportunity to practice their skills and be protected through particular coverage policies under the business they represent.

You can just imagine, but there is professional liability insurance for consultants, for doctors and nurses, for accountants, and over the years there have been more and more professionals that have gotten the chance to practice their field but still be human and have the chance to recover even despite error and unforeseen troubles.

Honed Skills

Ultimately though it is the great skill level that will keep you and many others to seek help from any professional, as these will make any current challenge turn out as you expect especially when it needs to be finished as soon as possible.

Take for example having the skills of a professional cleaner who could go through your home and tidy up in just a span of an hour or seeking the help of a professional chef who can whirl up a recipe and be done in a jiffy, no matter what type of services and tasks you need, these skilled professionals will give you the best you could ever expect.

Truly, getting the hired help of professionals does not only help you get your needs done but it will also help them to improve their reputation and career, eventually enabling them to become even more efficient and effective in their field of expertise.